Terms of use
(Effective & Last Modified November 10th, 2010)

Onbene, Inc. ("Onbene," "we," us," and "our") provides you access to its interactive online websites and services subject to the following Terms of Use. Please read the following Terms of Use carefully before using this website or other services that we provide. By accessing or using our website or our services (other than to read this for the first time), you agree to these Terms of Use.

These Terms of Use (also sometimes referred to as the "User Agreement"), together with our Privacy Policy and any additional terms which might apply to certain products or services, govern your use of any of our websites, and your use of any other services we provide, including our surveys, reviews, newsletters, panels, communities or other services (collectively, our "Service"). Our websites include Onbene.com, Harmoncity.com and all other websites on which we place these Terms of Use (collectively, our "Site").

We may from time to time modify or change the Terms of Use (see Section 16). Any revised version of the Terms of Use will be posted on our Site and the revised Terms of Use will govern your future use of our Site and Service, so you should return to our Site periodically to review these Terms of Use. If you do not agree to the revised version, you must immediately stop using our Site and Service.